Nab have undergone a major restructuring of their senior management and as a result there has been a terrific turn around in their business and service levels. Nab are one of the big 4 banks, with profits well over $3 billion per year.

They have a great home loan product suite, which is able to cater for their clients every need. The Home Loans Nab has to offer are:
Nab Simple Home Loan: This loan is Nabs basic No Frills, low rate and no bank fees loan. Very good for a basic setup, but lacks freedom and flexibility. A standard 25 or 30 year Home Loan.
nab Introductory Rate Home Loan: A standard home loan that features a discounted interest rate for the first 12 months of the loan, it then reverts back to the standard variable interest rate. This Nab loan is good for anyone who wants to minimize their cash flow for the first year in their home loan.
Nab Tailored Fixed Rate Home Loan: Fixed interest rate loan offers a range of terms from 12 months 1, 2, 3, 4, 5 and to 10 year. Prior to expiry date you will be notified of the options available. If you do not choose anther fixed rate the loan automatically switches to a variable rate loan. Note fees applicable if you roll over to a fixed rate option.
Nab Portfolio Home Loan: A line of credit that is an all-in-one banking solution, linking your transaction accounts and personal, home and investment borrowing in one facility. Professional & Investors or Lenders. A total financial solution that provides A Line of Credit and a range of banking and wealth management products and services for one annual package fee.
Nab Standard Flexi Plus Home Loan: A flexible line of credit for home or investment purposes that you can access any time. This Nab account is fully transferable from one acceptable residential property to another. So you can use it when you buy and sell property without necessarily applying or a new loan (government charges apply and additional bank fees may be payable).
Nab Tailored Home Loan – Variable Interest Rate: A variable rate home loan that is heavily packed with features including a 100% Offset account, which is designed to help you pay off your loan sooner. With a NAB Tailored Home Loan you can link your loan to a transaction or deposit account for 100% Offset to help reduce the interest on your loan, and you can pay additional lump sums without a prepayment fee. So you could save thousands and own your own home much sooner.

Nab Key focus
The Nab is focused on delivering financial solutions to help you achieve your financial goals. Nab are constantly seeking to review our business processes and systems and implement improvements to our customer service that make it simpler and more convenient for you to do business with us.
As of late 2004 the NAB in Australia had:
34 integrated financial service centres, 219 business banking centres, 108 agribusiness locations, 787 branches and over 3,000 Australia Post Giro Post outlets.
At the same time, in Australia Nab employs 24,567 employees.